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Cookie Policy

Last updated: March 20, 2026

This Cookie Policy explains how RetireRight Asia uses cookies on our website. We use cookies to improve your browsing experience, understand how you interact with our content, and provide personalized features related to retirement planning and voluntary contribution education. By continuing to use our website, you consent to our use of cookies as described in this policy.

What Are Cookies

Cookies are small text files stored on your device when you visit our website. They contain information about your browsing activity and preferences. Some cookies are temporary and expire when you close your browser, while others persist for extended periods. We use cookies to enhance your experience with our retirement planning resources, including information about EPF, KWSP Account 1 and Account 2 structures, voluntary contributions, i-Saraan options for self-employed individuals, and retirement adequacy awareness tools.

Cookies help us understand which pages you visit, how long you spend reading about retirement planning topics, and which voluntary contribution information interests you most. This allows us to continuously improve our content and make our platform more relevant to your retirement planning journey.

Types of Cookies We Use

We use several categories of cookies on our website. Essential cookies are necessary for basic website functionality and security. These enable you to navigate our site, access retirement planning calculators, and use core features without interruption. We cannot disable these cookies as they are critical to our operations.

Performance cookies collect information about how you use our website. They track which retirement planning sections you access, how you interact with our voluntary contribution guides, and your engagement with EPF and KWSP educational materials. This data helps us identify popular topics and areas where we can improve clarity and usefulness.

Preference cookies remember your choices, such as your preferred language and display settings. Targeting cookies may be used to deliver content that aligns with your interests in retirement planning and voluntary contribution strategies. We also use analytics cookies to understand overall site traffic patterns and user behavior trends.

How We Use Cookies

We use cookies to personalize your experience on our retirement planning platform. When you return to our website, cookies help us remember your previous interactions with content about EPF Account 1 and Account 2, i-Saraan information for self-employed individuals, and voluntary contribution options. This enables us to provide relevant recommendations and continue your learning journey seamlessly.

Cookies also enable us to analyze website traffic and user behavior. We examine which retirement planning topics generate the most interest, how visitors navigate through our KWSP education materials, and which voluntary contribution resources are most helpful. This information guides our content development and helps us address knowledge gaps in retirement adequacy awareness.

Additionally, we use cookies to improve website security and prevent fraudulent activity. Performance monitoring through cookies helps us maintain fast loading times and ensure our retirement planning tools function smoothly across all devices and browsers.

Managing Your Cookie Preferences

You have control over cookie settings on your device. Most web browsers allow you to refuse cookies or alert you when cookies are being set. You can access these settings through your browser preferences or settings menu. However, disabling certain cookies may affect the functionality of our website and your ability to access specific retirement planning features.

Essential cookies cannot be disabled as they are necessary for website operation and security. However, you can typically manage performance, preference, and targeting cookies through your browser settings. Some browsers also offer “Do Not Track” options that you can enable to signal your privacy preferences to websites.

Important: Disabling cookies may limit your ability to access retirement planning calculators, view detailed information about EPF Account structures, explore voluntary contribution scenarios, or utilize i-Saraan resources for self-employed individuals. We recommend allowing necessary cookies to ensure the best experience.

Third-Party Cookies

Our website may contain content or links from third-party services that use their own cookies. We do not control these third-party cookies, and their use is governed by their respective privacy policies. When you interact with embedded content about retirement planning from external sources, those providers may set cookies on your device.

We encourage you to review the privacy policies of any third-party services you access through our website. You can also manage third-party cookies through your browser settings or by visiting the websites of third-party providers to opt out of their cookie collection practices.

Policy Updates and Changes

We may update this Cookie Policy periodically to reflect changes in our practices, technology, or legal requirements. When we make significant changes, we will notify you by updating the “Last updated” date at the top of this page. Continued use of our website following any changes indicates your acceptance of the updated Cookie Policy.

We recommend reviewing this policy regularly to stay informed about how we use cookies and manage your data. If you have questions about our cookie practices or how we use information related to your retirement planning interests, please refer to our comprehensive privacy documentation.